Midgate Mortgage
Serving The South Bay Since 2001
Don’t Know How Much Home You Can Afford?
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About Midgate Mortgage
Your Trusted Mortgage BROKER
From Founder Steve Chelebian:
With over 24 years of experience, Steve Chelebian is your best choice for a mortgage Broker in the South Bay. As founder of Midgate Mortgage and longtime South Bay resident, Steve’s no-nonsense business approach together with superior client responsiveness, elevates the lending experience to a higher standard. The Midgate Team is committed to providing first-class customer service, unique solutions to fit your needs, the best rates possible and an unwavering dedication to set your mind at ease. If you are in the market to purchase a home or refinance your current loan, make your first and only call to Steve at Midgate Mortgage.
How much home
can I afford?
Determine how much you can spend. Alternatively, seek out a loan officer for a quote.
It’s possible that your actual rate, payment, and fees will be higher. Before you choose a loan, get an official Loan Estimate.
What’s the right
mortgage for me?
Find the right loan for you.
For all types of home finance conditions, we have a variety of lending choices. Check out our most popular programs to see if they’re right for you, or go through the remainder of our offers if you have more specific requirements.
Property Types
To Choose From
In Real Estate there are various types of properties you can choose from, depending on your needs or investment goals. Learn about the different property types and the benefits of each, and start your ownership journey.
First Time Home Buyer
For a first-time buyer, purchasing a home might be difficult. After all, there are a lot of processes, tasks, and regulations, and you don’t want to make a costly error. First-time homebuyers, on the other hand, benefit from several particular benefits designed to attract newcomers to the real estate market.
Being a First-Time Homebuyer Has Its Advantages Purchasing a home remains an important part of the American ideal. If you don’t have the standard minimum down payment—ideally, 20% of the purchase price for a conventional loan—or are a member of a specified group, you may be eligible for state programs, tax benefits, and federally backed loans as a first-time buyer. Even if you aren’t a rookie, you may qualify as a first-time buyer.